Insurance

Your PensionDanmark plan may include insurance against critical illness, flexible jobs, disability pension and death.

It is important that you are insured for the right amount, so that you and your family receive the necessary economic assistance if anything happens.

For that reason, you can choose how much you want to receive under the various insurance policies.

Unemployment

If you become unemployed

If you lose your job, you will automatically retain your policies with us for one year after your employer ceases contributing to your pension. You can extend your policies for four more years.

If you have not found another job or if you have been ill for a long time, we recommend that you extend your policies.

How are you insured when the contributions lapse?

How are you insured when the contributions lapse?

Write to us

E-mail

Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Critical illness

If you are diagnosed with a critical illness

Your critical illness insurance policy will provide you with a tax-free sum if you are diagnosed with one of the illnesses included in the insurance policy. This can be for example cancer, thrombosis or sclerosis.

What will you be paid?

What will you be paid?

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E-mail

Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Which illnesses are covered?

Which illnesses are covered?

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Call us on: +45 7012 1335

Weekdays 8.00 - 21.00

How to proceed, if you are diagnosed with a critical illness

How to proceed, if you are diagnosed with a critical illness

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Call us: +45 7012 1335

Weekdays 8.00 - 21.00

Free membership of patient associations

Free membership of patient associations

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Call us on: +45 7012 1335

Weekdays 8.00 - 21.00

When is the insurance policy not paid out?

When is the insurance policy not paid out?

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Subsidised job

If you get a subsidised job

If you are employed in a subsidised job, your employer will not make full contributions to your pension scheme. But we will top up the monthly contributions so that you save up just as much as previously. In that way, you are ensured a full pension even though your employer contributes less. We call this savings protection in the event of a subsidised job

Savings protection in the event of a subsidised job

Savings protection in the event of a subsidised job

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Who is not covered?

Who is not covered?

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

early retirement pension

If you are granted an early retirement pension

You will receive a tax-free lump sum of DKK 100,000 and receive a sum every month if you are awarded an early retirement pension. This provides a better opportunity to maintain your lifestyle even if your income decreases.

We will also pay an amount into your pension savings every month.

What will you be paid?

What will you be paid?

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

You will still save for your pension

You will still save for your pension

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

What to do if you are in a vocational rehabilitation programme

What to do if you are in a vocational rehabilitation programme

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E-mail

Call us on: +45 7012 1335

Weekdays 8.00 - 21.00

What to do if you are awarded a state disability pension

What to do if you are awarded a state disability pension

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

You can retain your health scheme

You can retain your health scheme

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Vocational rehabilitation sum

If you are in a vocational rehabilitation programme

You can have half of your lump sum on early retirement disbursed if you have been in the vocational rehabilitation programme for more than one year.

This might allow you better opportunities to maintain your lifestyle even though your income has decreased.

What will you get disbursed?

What will you get disbursed?

Call us: 7012 1330

Hverdage 8 - 21

What to do if you are in a vocational rehabilitation programme

What to do if you are in a vocational rehabilitation programme

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Call us on: +45 7012 1335

Weekdays 8.00 - 21.00

Death

When you die

If you die before your pension is disbursed, your next of kin will receive your savings.

Your next of kin are guaranteed a minimum sum
If your savings are small, you have insurance coverage to ensure that your next of kin will receive a minimum amount, typically DKK 500,000.

How much will your surviving next of kin receive?

How much will your surviving next of kin receive?

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Who should receive the funds in the event of your death?

Who should receive the funds in the event of your death?

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

If you die after retirement

If you die after retirement

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Call us on: +45 7012 1330

Weekdays 8.00 - 21.00

Information to next of kin

Information to next of kin

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E-mail

Call us on: +45 7012 1330

Weekdays 8.00 - 21.00